See how the REMLO program works

You already guide your clients through buying a home. With Texana, you can also guide them through the financing. Texana's REMLO program, Real Estate Mortgage Loan Originator, shows you how.

As a REMLO, you join Texana Bank as a W-2 employee and add mortgage origination to your real estate career. You can keep working in real estate while you take on the financing side, with a bank team behind you.

The work is real. You take the application with your borrower. You gather income, asset and identification documents. You schedule the closing with your borrower.

You're not doing it alone. A Texana loan officer and loan assistant support appraisal, processing, underwriting submission, conditions and closing coordination. You get role-based access to bank systems and program training. You work with the bank’s own pricing and a menu of more than two dozen programs, including conventional and jumbo loans, government options like VA, FHA and USDA, investor loans such as DSCR and fix and flip, self-employed options like bank statement and 1099 programs, down payment assistance, and doctor loans. Every loan still depends on the borrower qualifying, and not every program is available in every state.

It isn't only about your own buyers. Past clients refinancing, buyers working with another agent, people others send your way: eligible loans can be reviewed for origination. Texana lends nationwide, so mortgage origination is not limited to the states where you sell real estate. Your real estate license still governs where you practice real estate, and not every product is available in every state.

Consideration starts with an active real estate license and verified buyer-side production: at least six buyer-side transactions and one point eight million dollars in buyer-side sales volume over the trailing twelve months. Both are required, and seller-side production doesn't count toward either. Meeting them is a starting floor, not a guaranteed hire.

Your real estate license stays what it is. To originate at Texana, you register as a mortgage loan originator through NMLS. Federal rules require mortgage loan originators employed by banks to register with NMLS and keep that registration current. Federal registrants have no SAFE exam and no NMLS pre-licensing or continuing-education requirement, but bank training still applies, along with fingerprinting, a background check and annual renewal. The role is subject to hiring, and registration, training and bank approval all come before you originate.

Compensation is paid for the origination work you actually perform, under an approved compensation arrangement reviewed during hiring. It is never paid for sending business. If you act as agent and originator on the same deal, each file is reviewed under state rules, brokerage policy, bank review and loan-program rules.

If this sounds like a fit, start a conversation with Texana Bank Mortgage. Scan the code or use the link on screen to fill out the interest form. It starts a conversation, not a commitment.