Texana Bank first opened its doors in 1914 in Linden, Texas. Over a century later, we're still here — because we believe in growing for the right reasons: to better serve you.
🏦 FDIC Insured⭐ 5.0 Google Rating📅 Banking Since 1914
Our Story
Banking the Way It Should Be
Texana Bank Mortgage is a division of Texana Bank, N.A. — a community bank that's been serving families since 1914.
From a Small Town in Texas to Mortgage Offices Nationwide
Texana Bank first opened its doors in 1914 in Linden, Texas. In the past century, banks in our region have come and gone, but Texana is different. We believe in growing for the right reasons — to better serve you.
Today, Texana Bank has four full-service branches throughout East Texas, two branches in Arkansas, and several mortgage offices to serve you. Texana Bank Mortgage is our dedicated mortgage division, offering a loan program for every type of borrower.
We're bringing honesty back to banking. Our staff has the tools and knowledge to help you achieve your goals faster. At Texana, we call you by name, and we're personally invested in your success. We're not going anywhere.
A Direct Bank Lender, Not a Broker
Faster decisions. We underwrite and fund in-house. No middlemen, no waiting on a third-party underwriter you'll never speak to.
More flexibility. Because we hold loans on our own balance sheet, we can approve scenarios that brokers and correspondent lenders can't.
FDIC protection. Your relationship is with a federally chartered bank backed by the full faith and credit of the U.S. government.
"Every Loan. Every Situation. Every Borrower. Every Time."
Why Texana
Why Borrowers Choose Texana Bank
From first-time homebuyers to seasoned investors, here's what sets us apart.
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FDIC Insured
Texana Bank is a federally chartered bank, FDIC insured. Your mortgage is held by a regulated institution backed by the U.S. government.
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Every Loan Program
Refinance, purchase, investor, and self-employed products. If you can repay, we have a program for you — even if other lenders said no.
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Direct Underwriting
We make our own credit decisions in-house. No middlemen, no waiting on third-party approvals. Faster closings and fewer surprises.
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Soft Credit Check
Pre-qualification uses a soft pull with zero impact on your credit score. Explore your options risk-free before committing.
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Dedicated Loan Officers
Work with a single point of contact from application to closing. No call centers, no handoffs, no repeating your story.
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5.0 Google Rating
Our borrowers rate us 5.0 on Google. Real reviews from real homeowners who trusted Texana Bank with their biggest financial decision.
1914
Year Founded
25
Loan Programs
5.0
Google Rating
FDIC
Insured
Our Offices
Where to Find Us
Texana Bank Mortgage is a nationwide lender with offices across the country. Here are two of our mortgage division locations.
Everything you need to know about working with Texana Bank Mortgage.
Yes. Texana Bank Mortgage is a division of Texana Bank, N.A., a federally chartered bank that is FDIC insured. Your deposits and relationship are backed by the full faith and credit of the United States government.
Texana Bank Mortgage's NMLS number is #407536. You can verify our licensing and registration at the NMLS Consumer Access website.
No. Texana Bank Mortgage uses a soft credit inquiry for pre-qualification, which has absolutely no impact on your credit score. You can check your rate, explore loan options, and get pre-approved without any effect on your credit. A hard inquiry only occurs if you formally move forward with a full application.
Texana Bank Mortgage is a direct bank lender, not a broker. This means we underwrite, approve, and fund loans in-house. You get faster decisions, more flexibility on complex scenarios, and the security of working directly with an FDIC-insured institution. Brokers send your file to a third party for approval — we make the decision ourselves.
Texana Bank Mortgage is a nationwide lender with offices across the country. We serve borrowers in all 50 states. Call us at (888) 272-8264 to get started.
We offer loan programs organized into three hubs: Refinance (VA IRRRL, FHA Streamline, HELOC, Reverse Mortgage, 2nd Mortgage, and more), Purchase (VA, FHA, Conventional, Jumbo, USDA, Construction, and more), and Investor & Self-Employed (DSCR, Fix & Flip, Bank Statement, Asset Depletion, and more). Visit our Loan Programs page to explore all options.
Yes. You can start your application online through our website, call us at (888) 272-8264, or schedule a consultation with one of our loan officers. We offer a fully digital application process as well as in-person guidance at offices across the country.
You can reach us toll-free at (888) 272-8264, visit our Cleveland office at 812 Huron Rd E, Suite 719, Cleveland, OH 44115, or submit an inquiry through our Contact page. Our loan officers are available to discuss your options at no cost and no obligation.
Reviews
What Borrowers Say About Texana Bank
Real reviews from real borrowers. See why homeowners trust Texana Bank Mortgage.
I had an excellent experience working with my texana bank mortgage from start to finish. They were extremely professional, knowledgeable, responsive, and made the entire mortgage process feel much easier than I expected.
They took the time to explain everything clearly, answered all of my questions, and kept me informed throughout the entire process. I always felt like I had someone in my corner who genuinely cared about helping me reach my goals.
If you’re looking for a mortgage broker who is trustworthy, dependable, and willing to go the extra mile for their clients, I highly recommend them. I truly appreciate all of their hard work and would definitely work with them again!
K
Kent Sisco
★★★★★
Adam McCormick is fantastic! Easy to work with and keep me informed every step of the way! Looking forward to working with him again in the future
A
Andrea Ferrell
★★★★★
Adam was phenomenal from start to finish! He was friendly and professional. He assisted me every step of the way, walking me through the process with ease. He was always there for whatever questions I had. He was very, very patient and always reached out to me in a timely manner if I contacted him and he was unavailable at the time. Moreover, he made me feel as if he cared for more than just my loan, but me as a person!!! Texana is blessed to have him as an associate!!
Andrea
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Clay Ragsdale
★★★★★
Where to really start. Adam walked me through everything and put me at ease. I have had some bad experiences with other companies so I was digging and looking for any red flag. There was none with him and his direct talk is what did it for me. Someone that is real and just says what it is. No false hope or misdirection at anytime.
I would recommend him to anyone and definitely Someone looking for honesty and caring. The communication is top notch and a true professional.
Respectfully,
Clay
B
Belvia Lynn
★★★★★
My overall experience while working with Adam McCormick was excellent. He was very pleasant and professional.
J
Joseph Hardman
★★★★★
Adam McCormick is an absolute professional in every sense of the word. I will NEVER use any other loan officer for my financials other than Adam as long as he is in the business. His work as my loan officer was exceptional. Throughout the process, he always responded to an e-mail, responded to a text, called right back if not answering immediately. He always made you feel as though you were his only client. There was never the impression he had more important things to do other than speak with you. He worked with us through a death in the family, personal issues, and numerous other challenges. It's possible other loan officers would have given up on us during this process, but Adam stuck with us through it all. His work ethic is amazing. He is an expert in his craft. I could not possibly give a higher recommendation, he has redefined what right looks like in this business.
M
Marsha Kessler-Bradshaw
★★★★★
I was about to go with another company for this refinance no cash out until I received a call from this Adam McCormick. He was so knowledgeable and made me feel very comfortable with this process. Adam is knowledgeable ,courteous, understanding and has a real passion and patience for people. 👍We are at the closing. Thank you Adam McCormick!!
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Peter Jenkins
★★★★★
My situation had its difficulties. Justin was confident and persistent through the process and we the got the result
D
Dale Samuel
★★★★★
Mark has been very professional and has been very respectful to my wife and myself.
Mark has shown that genuine human qualities and really worked with us and for us.
This actually been a pleasure to get to know Mark.
J
James Fields
★★★★★
Outstanding Service and support from a truly Customer Oriented Agent! My pleasure to have worked with Mr. MCcormick.! Would follow him to next source if necessary. He is concerned in an outstanding balanced way. My pleasure to?know and do Business with him and The Bank!
JFields
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Rose Stone-Stewart
★★★★★
Texana Bank was there for us throughout the entire process. Their personableness, as well, their professionalism. As a financial institution it was nice to know that while obtaining a loan, we had a safe place to relay. They are absolutely “by the book” and at the same time makes the process easier to participate. The hospitality and genuine concern as clients was overwhelming of which we will always consider Texana Bank first, before mostly any other financial institution.
M
Mitchell Morris
★★★★★
Greg was awesome and the process was simple. I have nothing but the highest praise for the process and for Greg himself. Thank you.
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Ronald Bylsma
★★★★★
Best refi experience of our lives, Andre was very knowledgeable and always kept us calm when things got stressful. Would recommend Mr. Andre Floyd to anyone looking for a great lending officer!
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Dejan Jajcevic
★★★★★
I’ve worked with mini bankers before and I used to do them over a decade ago myself and my experience that I had with Chad was nothing short of phenomenal. He is a wonderful Banker does a very diligent job and did not miss any moments of reassuring me where my loan was and closing I couldn’t say enough good things about him and I hope if I ever need to go through this stressful process again he is still in business to take care of me
J
James Reaves
★★★★★
Adam is awesome super friendly easy to work with always aware of what’s going on and keeps you informed which is great.
L
Lesli Hopkins
★★★★★
Lynette is absolutely awesome to work with! She takes the time to make you comfortable with the process and answers any questions completely and accurately
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Bobby Strickland
★★★★★
Andre Floyd was ABSOLUTELY AMAZING. I just love working with him.
A
Abraham Sanchez
★★★★★
Working with Greg Darlin has been an awesome experience. An honest and sincere individual. He is to the point and very very knowledgeable. I appreciate the fact that he didn’t try to give me the run around and through the entire process I learned a few things. Thank you.