White two-story house with black shutters and a front porch
For real estate professionals

A lending team that keeps
your next move moving.

Clear answers before the offer. A broad program menu when the usual loan does not fit. A dedicated team that keeps you and your client informed.

Texana Bank, N.A. · Nationwide lending · NMLS #407536 · Equal Housing Lender

The working relationship

Your client deserves more than a handoff.

A team you can reach

Dedicated staff, with coverage coordinated across the team and availability for time-sensitive weekend questions.

Useful file updates

Know the next step, what is still needed and when something changes. We coordinate communication with the client and everyone’s role on the transaction.

More ways to solve it

From standard financing to investor and self-employed programs, we review the situation before deciding which options fit.

Our service targets are document-reviewed preapprovals within 24 hours of receiving a complete file, and a recheck of the numbers within hours when an offer is being prepared. Our closing target is around 22 days; we ask for a 30-day contract. File complexity, complete documentation, underwriting, appraisal and third-party timing can change these timelines.

Before the offer and through closing

A clear path for you and your client.

  1. Start with a conversation

    We discuss the client’s goals and the information they share. An initial prequalification is based on those stated facts.

  2. Review the documents

    We collect and review the supporting information before issuing a preapproval, subject to its stated conditions.

  3. Refresh before the offer

    When a property is selected, contact the team before submitting the offer so we can recheck the numbers and update the approval.

  4. Stay informed

    We communicate milestones and next steps through closing, with updates limited to information appropriate for your role.

Choose the relationship that fits

Keep selling real estate. Decide how closely you want to work together.

You can introduce a client, build an ongoing Realtor Partner relationship, or explore employment as a mortgage originator. You do not have to want mortgage employment to work with us.

Realtors and Realtor Partners

Build a lending relationship.

Start with a client who needs financing or an introduction to the team. An ongoing partnership adds a regular point of contact and a communication plan for the business you do together.

  • Dedicated staff and coordinated file updates
  • Programs reviewed for the client’s actual situation
  • No requirement to become a REMLO
  • No payment for referrals

A partnership may be a lasting outside relationship. Future employment is a separate conversation, only when it fits both sides.

Let’s work together →
REMLO employment

Add mortgage origination to your business.

REMLOs are Texana Bank employees who perform actual origination duties after hiring, required registration and training.

Minimum consideration starts with 6 buyer-side transactions and $1,800,000 in buyer-side sales volume over the trailing 12 months. Both minimums must be independently verified. Meeting that floor does not guarantee a job offer.

If employment is not the right fit, you can still build a lending relationship with us.

See the REMLO opportunity →
A broad lending menu

Bring the financing question.

Homebuyers, investors and past clients have different needs. Explore the programs, then let a banker review the file.

All loans are subject to credit approval. Programs and eligibility vary; not every product is available in every state.

Questions before we talk

Working with Texana

Do I have to become a REMLO to work with Texana?

No. You can stay focused on real estate and introduce clients to our lending team. An ongoing Realtor Partner relationship can be the right fit whether or not you ever want mortgage employment.

What is the difference between a Realtor Partner and a REMLO?

A Realtor Partner is an outside real estate professional with an ongoing working relationship with our team. A REMLO joins Texana Bank as an employee and performs mortgage origination work after hiring, required registration and training. Partnership alone does not create employment or a promise of a future hire.

Does Texana pay me for referring a client?

No. Texana does not pay for mortgage referrals. REMLO compensation is for actual employee origination duties under an approved compensation arrangement.

Will I see private borrower information?

We communicate the status and next steps that are appropriate to your role and the client’s authorization. A real estate relationship does not give you access to credit reports, credit scores, sensitive financial details or internal loan documents.

What if my client needs a program outside a standard mortgage?

Tell us about the financing need. Our program menu includes investor, self-employed, construction and other specialty options. Every program requires its own review; not every product is available in every state.

Referral policy: RESPA Section 8 and Regulation X.

What borrowers say about Texana Bank

Real reviews from real borrowers, pulled live from our Google Business Profile.

5.0★★★★★
110 Google reviewsRead all on Google →
Bryan Corbin

Texana Bank helped me with the purchase of my third home, and honestly, the experience was the smoothest of all three home purchases. I only worked with Lynette, but she was friendly, helpful, and courteous at all times. She was extremely patient with me, and she took time to answer all my questions. Even more impressive is that the bank worked with me through a challenging employment situation. Never once was I made to feel bad about asking questions, and Lynette's responses were lightning fast. This was one of the best experiences I have ever had with any company, bar none. I highly recommend Texana Bank to anyone.

Mikayla Irwin

Lynette Heck is the best to work with. No matter what we needed, she was on top of it and thinking of things way before we needed it! We really appreciate everything she did for us!

Mark Sherrard

Overdue but thanks again Adam, I appreciate you going above and beyond to make sure my family got our dream home. 10 stars.

Carson Romero

My experience with Lynette was the best and easiest experience it could’ve possibly been when being a first time home buyer. She’s very kind, communicative, reliable, and so much more! It made the whole process that much less stressful and overwhelming. So blessed to have had her on my side!

Zane Atkins

Parker McMahan has helped us with 3 mortgages and a refi in part few years. Always great service-always honest advice. Texana will be my “go to” for mortgage advice and activity from here on. They are also great in the area of VA home loans.

Gary McDay

I had an excellent experience working with my texana bank mortgage from start to finish. They were extremely professional, knowledgeable, responsive, and made the entire mortgage process feel much easier than I expected. They took the time to explain everything clearly, answered all of my questions, and kept me informed throughout the entire process. I always felt like I had someone in my corner who genuinely cared about helping me reach my goals. If you’re looking for a mortgage broker who is trustworthy, dependable, and willing to go the extra mile for their clients, I highly recommend them. I truly appreciate all of their hard work and would definitely work with them again!

Kent Sisco

Adam McCormick is fantastic! Easy to work with and keep me informed every step of the way! Looking forward to working with him again in the future

Andrea Ferrell

Adam was phenomenal from start to finish! He was friendly and professional. He assisted me every step of the way, walking me through the process with ease. He was always there for whatever questions I had. He was very, very patient and always reached out to me in a timely manner if I contacted him and he was unavailable at the time. Moreover, he made me feel as if he cared for more than just my loan, but me as a person!!! Texana is blessed to have him as an associate!! Andrea

Clay Ragsdale

Where to really start. Adam walked me through everything and put me at ease. I have had some bad experiences with other companies so I was digging and looking for any red flag. There was none with him and his direct talk is what did it for me. Someone that is real and just says what it is. No false hope or misdirection at anytime. I would recommend him to anyone and definitely Someone looking for honesty and caring. The communication is top notch and a true professional. Respectfully, Clay

Belvia Lynn

My overall experience while working with Adam McCormick was excellent. He was very pleasant and professional.

Joseph Hardman

Adam McCormick is an absolute professional in every sense of the word. I will NEVER use any other loan officer for my financials other than Adam as long as he is in the business. His work as my loan officer was exceptional. Throughout the process, he always responded to an e-mail, responded to a text, called right back if not answering immediately. He always made you feel as though you were his only client. There was never the impression he had more important things to do other than speak with you. He worked with us through a death in the family, personal issues, and numerous other challenges. It's possible other loan officers would have given up on us during this process, but Adam stuck with us through it all. His work ethic is amazing. He is an expert in his craft. I could not possibly give a higher recommendation, he has redefined what right looks like in this business.

Marsha Kessler-Bradshaw

I was about to go with another company for this refinance no cash out until I received a call from this Adam McCormick. He was so knowledgeable and made me feel very comfortable with this process. Adam is knowledgeable ,courteous, understanding and has a real passion and patience for people. 👍We are at the closing. Thank you Adam McCormick!!

Peter Jenkins

My situation had its difficulties. Justin was confident and persistent through the process and we the got the result

Dale Samuel

Mark has been very professional and has been very respectful to my wife and myself. Mark has shown that genuine human qualities and really worked with us and for us. This actually been a pleasure to get to know Mark.

James Fields

Outstanding Service and support from a truly Customer Oriented Agent! My pleasure to have worked with Mr. MCcormick.! Would follow him to next source if necessary. He is concerned in an outstanding balanced way. My pleasure to?know and do Business with him and The Bank! JFields

Rose Stone-Stewart

Texana Bank was there for us throughout the entire process. Their personableness, as well, their professionalism. As a financial institution it was nice to know that while obtaining a loan, we had a safe place to relay. They are absolutely “by the book” and at the same time makes the process easier to participate. The hospitality and genuine concern as clients was overwhelming of which we will always consider Texana Bank first, before mostly any other financial institution.

Mitchell Morris

Greg was awesome and the process was simple. I have nothing but the highest praise for the process and for Greg himself. Thank you.

Ronald Bylsma

Best refi experience of our lives, Andre was very knowledgeable and always kept us calm when things got stressful. Would recommend Mr. Andre Floyd to anyone looking for a great lending officer!

Let’s talk about your next client.

Tell us who introduced you and how you would like to work together. We’ll connect you with the right team.